Thinking about getting into Home Ownership????
Now is the best time to jump into this lifelong investment! With the first time homeowner’s tax credit of $8,000 and the market back on the rise…. all waiting around will get you is a larger mortgage payment…..
Why should you buy?
When you purchase a home instead of rent you are making an investment into your future, whereas with renting you are just giving someone else your money. When you own a home you can deduct your mortgage loan interest cost from you federal income taxes and your property taxes as well.
How can you get a loan if you can’t afford a large down-payment or have bad credit?There are many federal mortgage programs that offer loans to people just like you! They offer low down payments or even 100% financing with low monthly payments.
Can you afford a mortgage payment if you’re a single parent?YES!!! The government offers homeownership grants or special programs to single parents just like you! The key is getting with an agent and getting pre-qualified before you start your home search.
What is the first thing you should do when you’re thinking about home ownership?
Contact a local Realtor!!! They can lead you in the right direction from Step 1 until closing day. Chose a realtor who has your best interest at heart and are willing to help you work through all the steps from getting pre-qualified to choosing the right home for you. To contact me :
send me an e-mail at
EmilyLeeRealty@yahoo.com or call me at (606) 499-7836
Below I have attached a link to a article that contains a wealth of information to those considering buying a home, Check it Out!
Measuring The Benefits Of Home Ownership
